Your Local Mortgage Lender

If you're searching for "mortgage lenders near me," then you're in the right place. Brian Sanchez is Georgia's preferred lender for first-time homebuyers and experienced borrowers alike. Service is just as important as rates, so don't sacrifice either. Call Brian the Lender today! 706-973-7933

The No-Pressure, Dedicated Local Mortgage Lender

You deserve the best service along with competitive home loan offers. You shouldn’t have to pick between them. Finding a mortgage lender shouldn't be difficult, simply choose a local lender with your best interests in mind. Someone who will fight to give you the best mortgage loan experience possible.  To get started, contact Brian the Lender at  706-973-7933.

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Use the Strongest Loan Options Around

Make your first offer a winning offer by making it good-as-cash. Reliable Mortgage can back your offer on a home with cash, making it significantly stronger and more likely to be accepted.

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Recent Blog Posts

Mortgage Loans for First Time Buyers

All About Mortgage Loans for First Time Home Buyers

28 Oct, 2021
Being a first time home buyer can be confusing and stressful. Luckily, mortgage lenders like Brian are available to explain home loans.
what is a cash-out refinance?

What is a cash-out refinance?

By Brian Sanchez • 21 Sep, 2021
Learn what a cash-out refinance is, how it works, and whether or not you should consider one. Call 706-973-7933 to talk to your local north georgia lender!
Should I use a mortgage lender or mortgage broker?

The Difference Between Mortgage Lenders and Brokers

By Brian Sanchez • 21 Sep, 2021
What is a mortgage broker, and how can using one can benefit you over a traditional mortgage lender. Call Brian at Reliable Mortgage Broker. 706-973-7933
CHECK OUT OUR BLOG

Secure a Powerful Loan Option

Brian offers a variety of loan options, including Conventional, HomeReady, HomePossible, FHA, USDA, VA, and more. Each option has its unique requirements, pros, and cons. Find out which loan option is the best for you and your situation.

Competitive Rates. Variety of Loan Options. Robust and Timely Process.

Easy to Reach. Always Available. Willing to Answer and Explain.

Dedicated to Giving you the Best Loan, and the Best Service. Period.

First-Time Home Buyer?

Buying a home can feel like an intimidating experience, especially if it's your first time doing so. It helps to have a lender who not only gets you a great loan option, but can also walk you through the process in a way that makes it a great experience, and explains things in such a way that you walk away feeling informed and equipped to make the best decision.  We make home loans easy.


Call me at 706-973-7933 or click the button below to apply today!

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Overcome Your Credit Score

Is the only thing stopping you from getting a mortgage loan your credit score? Brian can help you with his credit repair program. Let the experts do the work to improve your credit score so you can qualify for a home loan. There’s no need to hold yourself back from owning a house because your credit score is in the way. This service is FREE for qualified borrowers!

Looking to Refinance?

Already have a mortgage, but would like to change the terms of your loan? Refinancing is a great way to lower your rate, reduce your monthly payment, cash in some of your equity, or all of the above.


Call me at 706-973-7933 or click the button below to see your options!

APPLY FOR REFINANCING

Lower your Interest Rate to Save Money in the Long Run

Lower Your Monthly Payment to Save Money Every Month

Access the Equity in Your Home with a Cash-Out Refinance Loan

Frequently Asked Questions about Home Loans and Mortgages

  • How do I get preapproved for a mortgage?

    Brian can get you pre-approved fast, and all you have to do is call to set up an appointment. Give him a call to make sure you have access to all the necessary documents such as identification, proof of income, and proof of funds.

  • Which loan is best for first-time home buyers?

    The most common loans for first-time home buyers are conventional loans and FHA loans. But, each situation is different, so choose the type of loan which works best for you specifically. 

  • How do I apply for a mortgage loan?

    You can either click here to get started on your application, or call Brian at 706-973-7933. You will be asked to provide some basic information to oficially apply.

  • How can I qualify for a home loan?

    Every loan type is different, but there are four general areas lenders will look at to determine if you are qualified:

    • Credit Score
    • Income
    • Debt
    • Savings/Assets
  • Does getting preapproved hurt your credit?

    Preapproval can slightly hurt your credit, but it's temporary. You can apply as many times within 30 days and they will all count as just one inquiry.

  • What credit score do you need for a mortgage loan?

    The credit score you need depends on the loan type, but generally, you should aim for a score of 620 or higher. 580 is the absolute lowest score you can have to get a loan.

  • What do you need to apply for a mortgage?

    You will will usually need documents to prove your identification, income, and assets. These are usually:

    • Copy of your ID (driver’s license, passport, etc)
    • Your last two years W2s (or Tax Returns if you are self-employed)
    • Your last 2 month’s bank statements
    • Your last 30+ days of paystubs.
  • How much can I get preapproved for?

    How much you are preapproved for depends on your income, debt, credit score, and the property you want to purchase. Your lender can give you a good idea beforehand so that you know what price range to look at.

Kind Words from Happy Borrowers

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